


Partner with Population Science Management (PSM) and GigCare to unlock affordable healthcare benefits designed for independent professionals — powered by Kuhlmann Group and Your Advisor Advantage.
Healthcare is in for a huge disruption. If you're an individual, your healthcare costs could rise from 20-130% starting in 2026*. Worse, some major healthcare providers are exiting the market. This will leave you with higher costs and fewer options for healthcare - if you don't take action soon.
To address this Kuhlmann Group is providing a unique benefits program called GigCare - originally designed for gig workers - offers tailored healthcare and support services to individuals who operate outside of conventional employer-sponsored insurance systems.
Kuhlmann Group is offering this to help YOU protect yourself from this perfect storm of healthcare disruption.
Before we explain how GigCare keeps costs lower, it’s important to know that eligibility requires joining Population Science Management (PSM) as a Consumer Data Respondent (CDR).
GigCare doesn't have all the fees and taxes that Obamacare built into your health insurance premium.
When Obamacare first came out, one of the things they did is there's 21 new fees and taxes that they included in everyone's health insurance.
Those fees and taxes are spread across individual, small group, medium groups and large groups, self-funded groups.
With GigCare, it's all a la carte so you can sign up for whatever you do or don't want and we'll show you a lot of great options.
To enroll, all you need to do is call the number below or click the "Schedule Your Appointment" link to schedule time with an enroller.
GigCare offers access to quality, employer‑sponsored health benefits at an affordable price for individuals who may be eligible as Consumer Data Respondents (CDRs) through Population Science Management (PSM).
For individuals shopping on the ACA, finding affordable coverage can be challenging due to built‑in fees and taxes. GigCare is not an individual insurance plan and is not sold on the ACA marketplace; eligibility is tied to participation as a Consumer Data Respondent (CDR) and Working Owner with PSM.
To learn whether GigCare may be a good fit, simply call the number below or click “Schedule Your Appointment” to speak with a licensed enroller who can walk you through your options.
GigCare offers individuals more affordable and superior health care options compared to ACA plans.
There is nationwide pricing consistency and unique benefits, including drug importation and deductible-free MRIs and CT scans, regulated by the Department of Labor.
With major carriers like Aetna and Blue Cross Blue Shield, Gig Care ensures broad access and better healthcare solutions.
As NHRA members, you now have exclusive access to GigCare Health Plans through Population Science Management (PSM) — providing flexible, affordable healthcare designed specifically for self-employed individuals - like race car enthusiasts!

GigCare is a health benefits program powered by Population Science Management (PSM), created specifically for independent professionals like real estate agents, contractors, and self-employed individuals. It provides access to high-quality healthcare options without the need for employer-based coverage.
All NHRA members are eligible to enroll through our partnership with PSM. If you’re independent professional, you qualify to participate in the GigCare program.
Enrollment is quick and simple. You can call us directly at 888-381-8299 or schedule an appointment online using the calendar on this page. A licensed agent will guide you through your options and help complete your enrollment.

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